Watertown Savings Bank

Your Bank for Good

Your Bank for Good

A photo of a WSB donation to CMN of Watertown.
Close up of hands representing community

Over $2 Million

Since 2018, we've donated nearly $2,500,000.00 in financial support throughout the North County.

WSB Giving Tree

Giving back helps us all take a step forward!

The WSB Giving Tree, much like an actual tree whose roots run deep, is a symbol of WSB’s longevity, strength, and stability.  Since 1893, our mission has been to support and strengthen our community and those who live in it.  We invite you to discover the many ways we continue our mission in supporting the North Country.

HELOC vs HELOAN - What's the Difference?


Take a look at our brief, but helpful overview of the different home equity products we offer.

 HELOC vs HELOAN

Group of workers painting exterior of house.

HELOC

Home Equity Line of Credit

A HELOC is a revolving credit line secured by the equity in a home, allowing homeowners to borrow against the available equity as needed.

Husband and wife painting cabinets in kitchen.

HELOAN

Home Equity Loan

A HELOAN is a fixed-term loan secured by the equity in a home, providing a lump sum amount that is repaid with fixed monthly payments.