Watertown Savings Bank


Over $2 Million
Since 2018, we've donated nearly $2,500,000.00 in financial support throughout the North County.
WSB Giving Tree
Giving back helps us all take a step forward!
The WSB Giving Tree, much like an actual tree whose roots run deep, is a symbol of WSB’s longevity, strength, and stability. Since 1893, our mission has been to support and strengthen our community and those who live in it. We invite you to discover the many ways we continue our mission in supporting the North Country.
HELOC vs HELOAN - What's the Difference?
Take a look at our brief, but helpful overview of the different home equity products we offer.

HELOC
Home Equity Line of Credit
A HELOC is a revolving credit line secured by the equity in a home, allowing homeowners to borrow against the available equity as needed.

HELOAN
Home Equity Loan
A HELOAN is a fixed-term loan secured by the equity in a home, providing a lump sum amount that is repaid with fixed monthly payments.