A young, happy couple being handed the key to their new home.

Adjustable Rate Mortgages


We're your bank for mortgages.

Before starting the application, please download our loan checklist to ensure you have the documents you'll need.
 
 
Take a look at our brief overview Fixed or Adjustable - Which Mortgage is Right for Me?  

Loan Amount Interest Rate APR*
5/1 Year ARM 6.125% 6.599%
5/5 Year ARM 6.250% 6.724%
10/5 Year ARM  6.500% 6.729%

*APR = Annual Percentage Rate.  All rates are accurate as of today and are subject to change without notice.  For a listing of fees associated with your mortgage, please see our Schedule of Fees
For more information or to speak with our personal lending staff, stop by our Lending Center, call us at (315) 836-8440or email PersonalLendingGroup@wsbny.com. We're always happy to help you.   WSB Mortgage Loan Originators

Loan Amount Interest Rate APR*
5/1 Year ARM 6.875% 6.882%
5/5 Year ARM 7.000% 7.008%
10/5 Year ARM  7.250% 7.212%

*APR = Annual Percentage Rate.  For a listing of fees associated with your mortgage, please see our Schedule of Fees
 
 
For more information or to speak with our personal lending staff, stop by our Lending Center, call us at (315) 836-8440,
or email PersonalLendingGroup@wsbny.com. We're always happy to help you.   WSB Mortgage Loan Originators