Privacy Policy


Click here to download a PDF version of our Privacy Policy

 

FACTS  

WHAT DOES WATERTOWN SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?


WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.


WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Assets
  • Credit History
  • Account Balances
  • Payment History
  • Transaction History

When you are no longer our customer, we continue to share your information as described in this notice.


HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Watertown Savings Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does Watertown Savings Bank share? Can you limit sharing?
For our everyday business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus YES NO

For our marketing purposes - To offer our products and services to you

NO We Don't Share
For joint marketing with other financial companies NO We Don't Share

For our affiliates’ everyday business purposes - Information about your transactions and experiences

NO We Don't Share
For our affiliates’ everyday business purposes - Information about your creditworthiness NO We Don't Share

For non affiliates to market to you

NO We Don't Share

 

Questions?  Call toll free 1-800-870-8510 or go to www.watertownsavingsbank.com

 

What we do

How does Watertown Savings Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with Federal law. These measures include computer safeguards and secured files and buildings.  We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

 

How does Watertown Savings Bank collect my personal information?

We collect your personal information, for example, when you: We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

  • Apply for Financing
  • Open an Account
  • Deposit Money
  • Show Your Driver's License               
  • Use Your Debit Card

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.


Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing For Affiliate’s Everyday Business Purposes - Information About Your Creditworthiness
  • Affiliate’s From Using Your Information To Market To You
  • Sharing For Non Affiliates To Market To You

State laws and individual companies may give you additional rights to limit sharing.

 


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non financial companies.

  • Watertown Savings Bank Does Not Share With Our Affiliates

 

Non Affiliates

Companies not related by common ownership or control. They can be financial and non financial companies.

  • Watertown Savings Bank Does Not Share With Non Affiliates So They Can Market To You

Joint Marketing

A formal agreement between non affiliated financial companies that together market financial products or services to you.

  • Watertown Savings Bank Does Not Jointly Market