Property Improvement Loans

Please Note:  Clicking Apply Now will redirect you to the WSB Loan Portal login page. Simply establish a username and password to gain access to our loan portal.  From there, you’ll be able to apply for your loan, upload required documents, and check the status of your application – all online.
 
To ensure you have all the required documents you’ll need to complete the application, please refer to our Consumer Loan Checklist (Opens in a new Window).
 
Term Interest Rate APR* Loan Amount
1-36 Months 8.750% 8.774% $1,000.00-$25,000.00
37-60 Months 9.500% 9.518% $1,000.00-$25,000.00
61-72 Months 10.250% 10.268% $1,000.00-$25,000.00

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*APR = Annual Percentage Rate

Property Improvement Loan Disclosure Information - Secured

EXAMPLE: A $15,000.00 secured property improvement loan financed for 72 months at an interest rate of 10.250% would yield an APR* (Annual Percentage Rate) of 10.268% and 71 monthly payments of $466.53 and 1 final payment of $466.91..

This information is a hypothetical estimate. This is not a guarantee, agreement, or commitment to loan funds or extend credit. Interest rates and terms are accurate as of today and are subject to change at any time without notice. You must submit an application to have your credit request considered. All loan applications are subject to credit approval.

Please Note:  Clicking Apply Now will redirect you to the WSB Loan Portal login page. Simply establish a username and password to gain access to our loan portal.  From there, you’ll be able to apply for your loan, upload required documents, and check the status of your application – all online.
 
To ensure you have all the required documents you’ll need to complete the application, please refer to our Consumer Loan Checklist (Opens in a new Window).
 
Term Interest Rate APR* Loan Amount
1-36 Months 9.750% 9.777% $1,000.00-$25,000.00
37-60 Months 10.50% 10.520% $1,000.00-$25,000.00
61-72 Months 11.25% 11.270% $1,000.00-$25,000.00


APPLY NOW (Opens in a new Window)




BORROWER PORTAL (Opens in a new Window)







*APR = Annual Percentage Rate

Property Improvement Loan Disclosure Information - Unsecured

EXAMPLE: A $15,000.00 unsecured property improvement loan financed for 72 months at an interest rate of 11.25% would yield an APR* (Annual Percentage Rate) of 11.270% and 71 monthly payments of $479.32 and 1 final payment of $479.09.

This information is a hypothetical estimate. This is not a guarantee, agreement, or commitment to loan funds or extend credit. Interest rates and terms are accurate as of today and are subject to change at any time without notice. You must submit an application to have your credit request considered. All loan applications are subject to credit approval.



A photo of a couple sitting on the floor with with a paint roller and a half painted wall behind them in the color blue.
Home Equity Loans

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Home Equity Lines of Credit